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Get Out Of Debt Advice

Get Out Of Debt Advice
You can get all kinds of bad advice if you’re not careful. And we’re not just talking about the kind of advice you’re looking for to get out of debt. You can get bad eating advice, bad relationship advice, and certainly there...

Living debt free

Living debt free
You know what it’s like to sit down at your desk with a pile of bills that seems 6 inches thick. Every single dime in your paycheck is gone and spoken for well before you put it in your bank account. While the idea of living debt free...

Settling Credit Card Debt

Settling Credit Card Debt
One of the most common questions we get is, “How can I got about settling credit card debt myself?” And it is a great question.  Wanting to settle your debt for less than you owe obviously makes the most sense if done in the most...

reducing credit card debt R...

reducing credit card debt – part 2
In part 1 we looked at what needs to be included in a hardship letter, now let’s cover what comes after you’ve gotten your letter written. Send the letter, along with a request to settle for $x amount (where again, x is a dollar...

Reducing Credit Card Debt R...

Reducing Credit Card Debt – Part 1
You must be willing to document, communicate, negotiate, and follow up if you want to go about reducing credit card debt alone.  These are essential skills for successfully getting debt free.  If you are willing to do these things then...

how to get a loan with bad cre...

how to get a loan with bad credit
There’s no need to panic if you are having trouble getting a loan approved because of a low credit score.  A lot of people want to know how to get a loan with bad credit.  Increasingly, financial institutions are taking more precautions...

Getting Out Of Debt – Pa...

Getting Out Of Debt – Part 4
Once you’ve got your cash flow under control by spending a lot less on housing, then you can begin hammering away at getting out of debt. Downsizing means downsizing everything. You’re ultimate goal is to live on 50% of your take...

Fix Your Credit – Part 3

Fix Your Credit – Part 3
So now you know why you are in the bad credit situation you’re in, and that’s that you’ve given away all of your cash flow to other people. So let’s discuss how to get some of it back and start digging out of the hole...

Fix My Credit – Part 2

Fix My Credit – Part 2
Let’s say you bring home four thousand dollars a month. That’s a pretty good income to a lot of people, but it’s not going to buy you six cars and a mansion. There just isn’t enough cash flow there. There are some...

Fixing bad credit

Fixing bad credit
Some things are harder to do than others. It’s pretty easy to fall down when you begin to surf for the first time, for instance. It’s not hard to keep from falling down walking across the street – at least, not if you’re...