Posted by admin on Jun 15, 2011
You can get all kinds of bad advice if you’re not careful. And we’re not just talking about the kind of advice you’re looking for to get out of debt. You can get bad eating advice, bad relationship advice, and certainly there...
Posted by admin on Jun 15, 2011
You know what it’s like to sit down at your desk with a pile of bills that seems 6 inches thick. Every single dime in your paycheck is gone and spoken for well before you put it in your bank account. While the idea of living debt free...
Posted by admin on Jun 10, 2011
One of the most common questions we get is, “How can I got about settling credit card debt myself?”
And it is a great question. Wanting to settle your debt for less than you owe obviously makes the most sense if done in the most...
Posted by admin on Jun 2, 2011
In part 1 we looked at what needs to be included in a hardship letter, now let’s cover what comes after you’ve gotten your letter written. Send the letter, along with a request to settle for $x amount (where again, x is a dollar...
Posted by admin on Jun 1, 2011
You must be willing to document, communicate, negotiate, and follow up if you want to go about reducing credit card debt alone. These are essential skills for successfully getting debt free. If you are willing to do these things then...
Posted by admin on May 30, 2011
There’s no need to panic if you are having trouble getting a loan approved because of a low credit score. A lot of people want to know how to get a loan with bad credit. Increasingly, financial institutions are taking more precautions...
Posted by admin on May 20, 2011
Once you’ve got your cash flow under control by spending a lot less on housing, then you can begin hammering away at getting out of debt. Downsizing means downsizing everything. You’re ultimate goal is to live on 50% of your take...
Posted by admin on May 15, 2011
So now you know why you are in the bad credit situation you’re in, and that’s that you’ve given away all of your cash flow to other people. So let’s discuss how to get some of it back and start digging out of the hole...
Posted by admin on May 10, 2011
Let’s say you bring home four thousand dollars a month. That’s a pretty good income to a lot of people, but it’s not going to buy you six cars and a mansion. There just isn’t enough cash flow there. There are some...
Posted by admin on May 1, 2011
Some things are harder to do than others. It’s pretty easy to fall down when you begin to surf for the first time, for instance. It’s not hard to keep from falling down walking across the street – at least, not if you’re...